# Plaitr vs CoinGate

> Custodial European gateway versus Plaitr's non-custodial flat-fee rail.

- **URL**: https://www.plaitr.com/compare/coingate
## Comparison

| Feature | Us | CoinGate |
|---|---|---|
| KYC | None | Required |
| Custody | Non-custodial | Custodial |
| Pricing | Flat $99-999/mo | 1% per tx |
| Settlement | Same-day | 1-2 days |
| Chain coverage | 8+ L1/L2 | 70+ coins |
| High-risk verticals | Supported | Limited |

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CoinGate is a custodial gateway with merchant KYC, charging 1% per transaction. Plaitr is non-custodial, zero KYC, and flat-monthly. For merchants doing over ~$50K/mo the cost crossover is decisive.

## Verdict

Switch to Plaitr if you want non-custodial settlement, no KYC, and predictable monthly cost.

## Who should switch

- European merchants who want to remove KYC from the stack.
- Volume merchants paying CoinGate more than $300/mo.
- Operators wanting same-day stablecoin settlement.

## FAQ

### Is Plaitr available in Europe?

Yes. Plaitr is non-custodial and globally accessible. Fiat off-ramp is available in 100+ countries including all of the EU.