# Plaitr vs NOWPayments

> NOWPayments charges per transaction. Plaitr charges per month.

- **URL**: https://www.plaitr.com/compare/nowpayments
## Comparison

| Feature | Us | NOWPayments |
|---|---|---|
| KYC | Never | Optional (required for off-ramp) |
| Custody | Non-custodial | Custodial |
| Pricing | Flat $99-999/mo | 0.5-1% per tx |
| Per-transaction fee | $0 | ~0.5-1% |
| Chain coverage | 8+ L1/L2 | 100+ chains |
| Settlement | Same-day to wallet | Variable |
| API quality | REST, idempotent, HMAC webhooks | REST, basic webhooks |
| Best for | Volume merchants, non-custodial requirements | Low-volume long-tail of obscure tokens |

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NOWPayments is a custodial crypto gateway charging 0.5-1% per transaction with optional KYC. Plaitr is non-custodial, zero KYC, and charges a flat monthly fee with no per-transaction cut. Above modest volumes the cost gap is structural.

## Verdict

Switch if you want to keep 100% of every payment, eliminate KYC, and remove custodial risk.

## Who should switch

- Merchants paying NOWPayments more than $250/mo in fees.
- Operators who cannot accept any custodial risk.
- Teams who want predictable monthly cost not variable per-transaction.

## FAQ

### How does Plaitr's pricing compare to NOWPayments?

NOWPayments charges 0.5% per transaction (1% if you accept fiat conversion). A merchant doing $300K/mo on NOWPayments pays $1,500-3,000 in fees. Plaitr Growth plan: $499 flat. The breakeven is roughly $50K monthly volume.

### Can I keep using my existing NOWPayments wallet addresses?

Yes. Plaitr is non-custodial. Specify any wallet address per chain and payments route directly there.