# Crypto Payment Gateway Fee Calculator

Compare crypto payment gateway fees. BitPay, Coinbase Commerce, Stripe, NOWPayments, CoinGate vs Plaitr flat fee. Real monthly cost from your monthly volume.

## How the math works

- Plaitr: tier-based monthly fee. $99 Starter (<= $100K/mo), $499 Growth ($100K-$3M/mo), $999 Scale ($3M+/mo). Zero per-transaction fee.
- BitPay: 1% per transaction. Custodial. Requires KYC.
- Coinbase Commerce: historic 1%, stablecoin support reduced 2026.
- Stripe (cards, for comparison): 2.9% + $0.30 per transaction.
- NOWPayments: 0.5% per transaction (1% with fiat conversion). Custodial.
- CoinGate: 1% per transaction. Custodial. KYC required.

## When Plaitr wins

- Below ~$25K/mo: percentage gateways are cheaper than Plaitr Starter.
- $25K-$200K/mo: Plaitr Starter ($99) beats every percentage gateway.
- $200K-$3M/mo: Plaitr Growth ($499) is cheapest.
- $3M+/mo: Plaitr Scale ($999) is essentially free relative to percentage gateways.

Canonical: https://www.plaitr.com/tools/fee-calculator