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PlaitrBlog

One account.
90+ countries.
Non-custodial by design.

Multi-country banking, payments, and reconciliation built for global teams.

Try the demo
BankingPaymentsAccountingStablecoinsCardsSoon
  • One account, one balanceBanking, payments and cards run on the same balance.
  • Books close themselvesAI reconciles every payment the moment it lands.
  • Free ACH and wireIn and out, no per-payment fees. Mid-market FX.
Product

Everything you need. Nothing you don’t.

One balance for payments, cards, and books. Cards launch soon.

Activity · today
  • Stripe payoutACH · USD
    +$42,120
  • Amit KulkarniWire · INR
    −₹1,84,000
  • Acme LtdWire · GBP
    +£18,400
  • Sofia ReyesSEPA · EUR
    −€4,200
  • Nomu Pte LtdFAST · SGD
    +S$9,240

Payments

Send and get paid in 90+ countries. Free ACH and wire. Local rails, one account.

Assets
On-chain
Total$105,450
  • usdc
    USDCBase
    48,110.00$48,110
  • usdt
    USDTEthereum
    12,400.00$12,400
  • btc
    BTCBitcoin
    0.4200$28,140
  • eth
    ETHEthereum
    4.8000$16,800

Stablecoins & Assets

Hold USDC and USDT alongside your fiat balance. One account for both.

Reconciliation
AI
  • stripe
    Stripe payoutMatched
    Revenue+$12,430
  • aws
    AWS · monthlyMatched
    Infra−$842
  • Amit · contractorMatched
    Payroll−$4,200
  • Wire · Acme LtdMatched
    Revenue+$18,000

Auto accounting

Every transaction posts to your books the moment it lands. Close the month in an afternoon.

Coming soon
Custom Plaitr card

Cards

Virtual and physical cards, branded for your business. Spend limits and receipts built in.

Before & After

One tool, not four.

Same payment. One stack costs $75 and takes days. The other is free and instant.

The old way3–4 days

Four tools, four handoffs.

Money and information hop between systems that don’t talk to each other. Finance stitches it back at month-end.

  1. 1
    ChaseWire initiated
    $35running · $35
  2. 2
    Gusto payrollContractor added, run scheduled
    +$18running · $53
  3. 3
    Wise transferUSD → INR conversion, 1.5% spread
    +$22running · $75
  4. 4
    QuickBooksManual match at month-end
    hoursrunning · $75
Total added cost~$75& opaque FX
PlaitrOne click

One account. One click.

Same balance runs payroll, cards and books. Amit gets paid on his local rail; the ledger updates while it’s happening.

From
$4,200.00Plaitr USD account
To
₹3,50,000Amit Kulkarni · Delhi
Local railIMPS · instant
FXMid-market
LedgerAuto-matched
Fees$0
Total added cost$0· instant
Controls

Move fast. Stay in control.

Payroll, approvals, and month-end on one account. Guardrails included.

Payroll · April run
2 / 4
  • Mar 27
    Nova Labs Inc.····7810 · Chase
  • Apr 8Due today
    Alex Whitmore····3356 · Barclays
  • Apr 11Due soon
    Ember Solutions····6029 · Deutsche Bank
  • Apr 26Due soon
    Meridian Pte Ltd····5187 · DBS

Payroll and bulk payouts.

Run payroll across countries from one balance. Upload a CSV or pay a saved group with one click.

Approval workflow
3 of 5 approvals
  • Priya BalachandranHead of Ops
    Approved
  • Mateus FerreiraFinance Lead
    Approved
  • Amara OkonkwoController
    Approved
  • Awaiting CFO reviewCFO
    Pending
  • Awaiting CEO reviewCEO
    Pending
Blocked today3

Approvals and roles.

Require sign-off on transfers over a threshold. Set spend limits per person, per project, per card.

Audit trail · April
6 entries
VendorAmountCategory
  • Helius Labs····ACH
    $18,327.61Software
  • QuickNode····mT4N
    $12,943.88Software
  • Ember Growth····Rev
    €21,504.29Marketing
  • Shield Ops····Chase
    $2,000.00Security
  • Horizon Legal····Citi
    −£1,200.90Legal
  • Chainalysis····DBS
    $15,000.00Software
AI reconciled100%

Auto-reconciled ledger.

Every payment, conversion and card swipe posts to your books the moment it lands. Close the month in an afternoon.

40+ currencies · 90+ countries

Wherever the work happens.

40+ currencies. 90+ countries. Local rails, one account.

The bank your business actually needs.

Try the demo