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ProductApril 14, 2026·4 min read

Flat Pricing vs. Percentage Fees: Why We Charge a Subscription

Most payment processors take a cut of every transaction. Plaitr charges a flat monthly fee instead. Here's why · and how much you save.

Plaitr
PlaitrDecentralized payment rails
Flat Pricing vs. Percentage Fees: Why We Charge a Subscription

The standard model for payment processing is simple: take a percentage of every transaction. Stripe charges 2.9% + 30¢. PayPal takes 3.49%. Crypto processors like BitPay charge 1-2%.

On $100K in monthly volume, that's $1,000 to $3,490 in fees. Every month. Money that should be yours.

The problem with percentage fees

Percentage-based pricing has a fundamental misalignment: the more successful you are, the more you pay. A business doing $3M/month in crypto payments would pay $30,000-$100,000 per month in processing fees.

That's not a payment processor. That's a tax on growth.

Plaitr's flat fee model

We charge a flat monthly subscription:

  • Starter: $99/mo · up to $100K volume
  • Growth: $499/mo · $100K to $3M volume
  • Scale: $999/mo · $3M+ unlimited

No per-transaction fees. No percentage cuts. No hidden charges. You keep 100% of every payment.

The math speaks for itself

Let's compare annual costs at different volume levels:

At $100K/month: Traditional processor charges ~$36,000/year. Plaitr: $1,188/year.

At $1M/month: Traditional processor charges ~$360,000/year. Plaitr: $5,988/year.

At $5M/month: Traditional processor charges ~$1,800,000/year. Plaitr: $11,988/year.

The more volume you do, the more you save. That's how it should work.

No surprises

Every Plaitr plan includes: - Zero KYC - Every major L1 + L2 - 200+ tokens - Same-day settlement - REST API + webhooks - Unlimited transactions

The only thing that changes between plans is the volume cap. Everything else is included.

Filed underProductCrypto paymentsPlaitr

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